About a decade before We already been obtaining playing cards

Well-understood associate

• #21

Well-known associate

• #22

Well-identified member

• #23

I try not to recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long availableloan.net/installment-loans-ny/long-beach as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)

For all of your dudes which need to shop for a house otherwise finance something.. hope to jesus you have a good credit score. In my opinion some dudes you to believe that playing cards worst you desire to see the picture as a whole. Simply because *you* directly was able to pay dollars to have what you doesnt suggest they will work for everybody else. Even with everything i had written above We As well (at the same time) repaid dollars to own everything you. I will not go into the causes here but it worked out at the same time to some degree. The only disadvantage to which had been I’m able to Never ever sign up for credit cards.. could never ever rating that loan. Forget about to purchase a house unless of course We robbed a bank.

In conclusion for the past 10 years I must possess charged regarding the 100K property value posts. Ive racked up a lot of reward products ect ect. There are times when I shell out bucks to have articles however, you to means I’m finding a benefit. I’m sure there is men to your here that have checked-out a car or truck therefore the people wishes 3K for it and you also start the latest deals and you will push involves push plus the wad of cash happens! Gotta love it!